20 Money Hacks To Save Big!
Consumers are trying to find creative ways to save on the things they need, while also setting money aside for a rainy day. We’ve done our research and put together 20 Money Hacks To Save You Big. Also check out 10 Bad Money Habits That Will Keep You Broke.
Create a budget and stick to it
It can be easy to spend a little here and a little there. Without keeping track of these small transactions, your spending can add up. Find budget that works for your family. For one idea, check out Non-Cash Budgeting System: How It Works and Who It’s For.
Have money automatically deposited into your savings account
Most banks will allow you to choose an auto deposit option. You choose which date, and how much you want deposited, and they will automatically make the transaction for you. Doing this ensures that you put money into your savings on a regular basis.
Meet with a financial planner
Most of us know that saving for retirement is super important, however it’s hard to navigate through all the options. Often employer-owned 401ks are a great choice, but how do we know if they are the best ones for us? A financial planner can help you decide if your company’s 401k is the best option for you, or if it would be more productive to invest somewhere else.
Create a meal plan
I don’t know about you, but we tend to spend less money on food when we are prepared. If you already have a meal planned and prepped, it’s a lot less tempting to order takeout. Check out 15 Meal Planning Tips to Save Money and Time!
Make a list before you shop
Resist impulse buying by making a list of the things you need before you shop. The trick is to stick to it. You will be surprised at how much you save!
Shopping online has a couple of different benefits. First, you can shop around for the best deals. Second, you will reduce that impulse buying again because you won’t have to walk through the stores looking at the displays of things you “just have to have”.
Invest in a nice water bottle
Not only is drinking water cost effective, it is also much better for us than other drinks that we might buy. Save even more by investing in a water bottle instead of drinking pre-bottled water.
Submit your receipts to score cash back
Try out a store’s generic brand
Oftentimes the generic brand is just as good as the name brand. Of course we all have our favorites of some items, but try out generics to see which ones you can use to replace what you are buying now.
Shop the sales
When purchasing clothes, electronics, gifts, etc., you can save a lot of money by shopping the sales. Check our deal page HERE often, where we do the work for you to find the best deals every day!
Switch to LED light bulbs
Did you know that, if you switch the 5 lights you use the most to LEDs you could save up to $225 per year on your electric bill! That is huge! LED lights cost a little more to purchase, but definitely pay off in the long run.
Use a clothes line
Our grandmas had the right idea. Use an old fashioned clothes line to dry your clothes. Clothes dryers use a lot of energy. Using a clothes line can save on your electric or gas bill. During the colder months, an indoor clothes drying rack can be a good option.
Close your blinds
Another way to save on your electric bill is to close your window blinds. Blinds help keep the hot air outside, and the cool air inside, or vice versa in the winter. Check out some great deals on window blinds HERE.
Workout from home instead of using a gym membership
Gym memberships can be expensive. There are tons of different workout videos on YouTube for every skill level. The best part is that they are FREE!
Get a side gig
Make your own cleaner
Making your own cleaners is super easy and can save you big. It might take a little investment in the beginning, but a lot or the ingredients will make several batches. Check out DIY Make Your Own Multi Purpose Disinfecting Spray, DIY Make Your Own Non Toxic Toilet Bowl Cleaner, and DIY Make Your Own Non Toxic Window And Glass Cleaner.
Grow and preserve your own food
This is another great idea passed along from our grandmothers. It only takes a small space to plant a few seeds to grow your own produce. When you have extra, try your hand a preserving them. Check out Preserving Produce: How to Can, Freeze and Dry Your Favorite Foods.
Take advantage of seasonal produce
Speaking of preserving food, take advantage of deals on seasonal produce and preserve it to enjoy all year long. Check to see if there are roadside produce stands in your area. They often have the best deals.
Buy Gift Cards At Costco
Costco sells gift cards for less than the actual value of the cards. For instance, my Costco has a deal for 4 $25 Gift Cards to Smoky Mountain Pizza for $79.99. Some times they are even on sale for $69.99! That means you get $100 worth of gift cards, for less than $70! We try to use gift cards purchased at Costco every time we go out. They also make great gifts!
Our deal hunters work hard every day to find the best deals for our readers. Check out our Deals Page often to find the best deals on the things you need.
Check out these articles to save even more:
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