What is Your Money Personality?
Happy New Year!
What is your best holiday memory from this year? Learn any lessons? In hindsight, do you have any regrets? Were you a little too generous with the gift-giving?
The holiday hangover is among us and hopefully not the drive behind your new year’s resolutions.
This money personality quiz is a fun way to help lead you in the right direction to better money habits in 2015.
With your quiz results you will have the opportunity to explore content that is relevant to your results. Use this information as inspiration and motivation as you plan your resolutions.
My quiz results are pretty accurate! I enjoyed reading the articles and tips that are relevant to me too. Saving more money is definitely a part of my resolutions this year.
Take the money personality quiz!
What about you? Want to pay off debt this year? Save more money? Eat better? Exercise more? We tend to use the end result as the resolution, when really your resolutions should be changes to behaviors that will get you there. So true. Have you ever thought about it that way?
Pay off debt? Resolution – set up an auto payment from every paycheck that day you get paid. The money is taken out right away before you even have a chance to realize it’s there. By setting up smaller auto payments vs. one payment on the due date you can save on interest and actually pay off quicker.
Save more money? Saving can be difficult for many. Over 70% of ALL Americans live paycheck to paycheck! Resolution – Find one thing to either eliminate or find savings in your budget. Can you eliminate premium channels from cable and save $30 a month? Have way more data than you need on your mobile plan? Can you cut that down and save $25 a month? Take whatever savings you can find, even if it’s $5, and set up a monthly auto transfer of that amount into your savings.
TIP: Use Mobile/Online Banking? Remove your savings account from your accounts view so you are not staring at the money sitting there…tempting you. Out of sight, out of mind.
Do you have any tips to share that can lead to resolution success?
At SunTrust Bank their purpose is lighting the way to financial well being. They help you get organized, make a plan, and stay on track so you can get and stay in control of your finances. When you are confident about your money, you can save for your goals and splurge knowingly on what matters most to you.
What is your money personality? Find out here
To find advice, tips, tools and motivation to start your new year click here
This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.