FREE EveryDollar Budget
I’m a new fan of budgets. My husband has been doing our bills forever… well, since we first got married anyway. With my two “from home” jobs (Fabulesslyfrugal.com and Essential Oils), there is an added need for us to be exact in our budget, and it got signifantly more complicated. Especially around tax time. 🙂 which is you know… now 🙂 Recently, I asked if it was an area I could help him out in. He said yes. I am stunned at the amount of information he kept in his head, or on a spreadsheet. I couldn’t do it! I needed a simple, easily laid out program, that helped me stay on track and under budget while helping achieve our financial goals! And it needed to be able to pull out my business expenses and other tax deductible items easily at tax time.
EveryDollar is the solution I found. I love that you can create as many budgets as you want! So, not only can I have one for my household expenses, but we can have one for my home business, and anything else we want! It’s very easy to work too! Simply enter in your income and expenses (most categories I could think of where already there!) and then viola… budget!
Tracking exact expenses is super easy too! You just enter in the date, amount, place, and assign it a category! Even better? Apple users can do it from their phones or tablets! Even better? EveryDollar Plus is connected with most banks, and you can have it automatically import your financial history with Fast Track! You can tell at a glance what has been paid, and what hasn’t been paid. Like my life insurance comes out at the beginning of each month, but our home and auto insurance don’t come out until the end.
It’s really easy to tell where you have some extra money, and where you are over budget too! If you have a special event coming up (birthdays, anniversary, Christmas, etc) you can plan ahead and make sure you stay on track!
My very favorite thing about EveryDollar though is that it’s Dave Ramsey’s budgeting software! So, not only is it FREE, but it’s a great guide on your path to financial freedom! It helps you hit the infamous “baby steps”, and become financially free!
The baby steps are these:
- Save $1,000 in a starter emergency fund.
- Pay off all debt using the debt snowball.
- Put 3-6 months of expenses in savings.
- Invest 15% of income toward retirement.
- Build a college fund for your children.
- Pay off your mortgage.
- Build wealth and give!
So why not give it a try?
Get Started with EveryDollar Now!
This is a sponsored post, but all opinions are my own.