The Cash Envelope Budget System

Cathy's sister Carolee is guest posting this for us. She will be introducing you to the CASH ENVELOPE BUDGET SYSTEM in 2 parts. This post she covers the pros of using the system and gives you pointers to get started. She also gives you some helpful tips to implement the system and help choosing envelope categories. This is FAB Carolee. Thanks so much! I am a mostly stay-at-home Mommy of four young children and wife of a school teacher. As my... …
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How I Saved $1,000 in 2 Hours

Have you ever wondered if you were getting the best deal on your wireless, satellite or internet services? My friend Shelly did just that! Check out how easy it was to save big money!Let me start by saying, I consider myself a pretty frugal individual all around. I am drawn to those beautiful yellow clearance stickers, select date night based on what I have a coupon for, and purchase birthday presents months in advance because they are on... …
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Last Day! The Financial Renovation – FREE

Free Financial Renovation Course! I'm really excited to share with you this free Financial Renovation E-Course with Lauren Greutman from I Am That Lady! She has been there, down in the trenches of debt and despair. Several years ago she toted over $40,000 in debt and more bills each month than she could pay. She learned what it takes to climb out of that though!Now she can use this experience to help others succeed as well. She... …
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The NON-cash Budget System

This isn't a real system. In fact, it's the opposite of what we learned about from Carolee last week. And while I do plan on giving the envelope system a try, I'm going to tell you what I have done for years. I don't have a budget. GASP. I never carry cash. I charge every last cent on credit cards. GULP. *Now a warning before we proceed. THIS SYSTEM IS NOT RIGHT FOR EVERYONE! If you are a compulsive buyer or have no control once a piece of plastic... …
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What’s on Your Bucket List?

We all have one. A bucket list of things we want to see, do or experience in our lifetime. If you haven't written down your bucket list yet, start now and start making it happen.Challenge yourself to save for and cross off something each year from your list. What would you be willing to give up now so that next year you will be doing something you've always wanted to do?Can you shave off $100 from your monthly food budget to save for your... …
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The Best Rewards Credit Cards 2015

Find the Best Rewards Credit Card for You!I think it's safe to say we all know that credit card debt is bad, really bad. And props go out to all you people that don't use credit cards!Credit cards can be very useful for some of us though. They can help build and improve credit, maximize savings by offering rewards, arrange traveling accommodations, limit your exposure to fraud, track your spending, extend warranties and other benefits.To... …
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Credit Sesame: FREE Credit Score & Monitoring, NO Credit Card Required!

FREE credit score? Yes please! Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period! The sign up was quick and now I get my own personal updated Experian credit score for FREE each month! How cool is that!? Here are a few other things I like about Credit Sesame...You can see your own personal loans, payments, rates, and debt to income data all in one place. Sometimes this... …
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Mint.com: Simple Budgeting for Novices

The other day my husband left me a voice mail when I was at the gym asking how I had spent $50 at a smoke shop. I was curious about the message for a number of reasons. A) He has never tracked our spending or even cared and B) He has no idea how to even log on to our online accounts, so I had no idea where he was getting his information and C) I don't think I have ever set foot in a smoke shop?!Come to find out that "smoke shop" was owned by... …
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Dave Ramsey Money Education Bundle as low as $40 SHIPPED! {66% OFF}

Save $80 on the Dave Ramsey Money Educational Bundle today on Mamapedia. Pay only $40.50 after using code JAN10 at checkout and score all this for 66% off plus FREE shipping:The Total Money Makeover book and workbook 2 DVD Lessons from Financial Peace University The Money Answer Book Starter Envelope System PLUS Dave's Budgeting Software  Get started on your journey to financial peace w/ Dave Ramsey HERE! Thanks Real Housewives... …
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Keep a Handle on Overspending!!

Tell me, do you have a plan for your Christmas budget?  Will you be able to keep your spending under control this Christmas season? It is very easy to go over budget at Christmas, right?!  {Of course, taking advantage of our big list of gift ideas will help}.  I want to take a moment to tell you about the tool I use to keep my spending in check.Best of all... it's a FREE TOOL! Have you heard of mint.com??  They have millions of users already... …
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