Take Steps Toward Financial Confidence!

We made it through the holidays and into a new year! I sure love and enjoy the holiday season. My favorite part about it is all of the time we get to spend together as a family. Second favorite would be the yummy food. ;) In an effort to lessen the stress and enjoy what really matters to me, I tried to keep things as simple as possible. I didn't plan out busy activities for every day or spend a lot of time preparing special holiday foods,... …
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10 Things People Waste Money On

Do you have a goal to spend less money or to increase your savings? I do! My goal for this year is to build my savings up to cover 6 months worth of living expenses. In order to do that, I will need to pay more attention to how I'm spending my money. Are you wasting your money? DaveRamsey.com posted an interesting article about the 10 things that Americans waste money on. Here's my take on it... 1. Credit card interest - Don't buy what you can't... …
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2016 Christmas Gift Guide and Giveaway!

Our 2016 Gift Guide is here and we're giving away some amazing prizes to our awesome readers! From now until we run out, we're giving away some FABULOUS prizes (And there might be some more in the works that we are going to add as we go ;)) Here's the GREAT NEWS... these giveaways are coming from Fabulessly Frugal ONLY!  So you don't need to go like or follow a million different pages or blogs to enter!  Sweet! Come Back Each Week to See What... …
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20+ Ways to Get FREE Stuff!

We love getting free stuff in an ethical, legal, and courteous way! Check out these easy ways to get free food, music, education, and more! Free Apps - There are so many apps available for free! See a ton of free apps on Amazon. Plus, you can find over $10,000 in paid apps and games available on Amazon Underground. For all those Apple users, iTunes offers free apps too! Free Music - You can download music 100% free from lots of companies.... …
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3 Ways to Improve Your Credit Score

Originally posted April 2013... I'm happy to report that by the time our house was finished (man, that took forever), and our financing went through, my score was high enough to qualify us for a great interest rate!  It was nice having Credit Sesame keep me plugged into what our credit score was and help me stay focused on improving our credit! Want to Know How to Raise Your Credit Score? I wanted to know too!  Over the past 6 months I've been... …
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50 Ways to Save $50

50 ways to save 50 dollars
Each of these tips could save you $50 a month! Just think, if you did each of these ways to save $50 a month, you would save hundreds each month and thousands each year! Honestly, some of these things may even save you a lot more than $50 per month. A few years back, we told you about this book by Robert G Allen, “Multiple Streams of Income.” In his book he highlights 50 Ways to Save $50 a Month. We love saving money and want you to be... …
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The Cash Envelope Budget System

Cathy's sister Carolee is guest posting this for us. She will be introducing you to the CASH ENVELOPE BUDGET SYSTEM in 2 parts. This post she covers the pros of using the system and gives you pointers to get started. She also gives you some helpful tips to implement the system and help choosing envelope categories. This is FAB Carolee. Thanks so much! I am a mostly stay-at-home Mommy of four young children and wife of a school teacher. As my... …
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20+ Ways to Get FREE Stuff!

We love getting free stuff in an ethical, legal, and courteous way! Check out these easy ways to get free food, music, education, and more! Free Apps - There are so many apps available for free! See a ton of free apps on Amazon. Plus, you can find over $10,000 in paid apps and games available on Amazon Underground. For all those Apple users, iTunes offers free apps too! Free Music - You can download music 100% free from lots of... …
Read More

50 Ways to Save $50

50 ways to save 50 dollars
Each of these tips could save you $50 a month! Just think, if you did each of these ways to save $50 a month, you would save hundreds each month and thousands each year! Honestly, some of these things may even save you a lot more than $50 per month. A few years back, we told you about this book by Robert G Allen, “Multiple Streams of Income.” In his book he highlights 50 Ways to Save $50 a Month. We love saving money and want you to... …
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The NON-cash Budget System

This isn't a real system. In fact, it's the opposite of what we learned about from Carolee last week. And while I do plan on giving the envelope system a try, I'm going to tell you what I have done for years. I don't have a budget. GASP. I never carry cash. I charge every last cent on credit cards. GULP. *Now a warning before we proceed. THIS SYSTEM IS NOT RIGHT FOR EVERYONE! If you are a compulsive buyer or have no control once a piece of plastic... …
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